PROGRAMS

All of your funding needs, in one place.


Below are six of our main, niche programs that we advertise across multiple platforms. However, our in-house programs range from Hard Money and  MCA (merchant cash advance) loans to your typical "Fannie-Mae" mortgage loans. 
Ask about our investor lines of credit, 100% Build-to-sell and 100% Fix & Flip programs! Submit your scenario today!
SUBMIT

HOT PROGRAMS DURING COVID-19

CHECK OUT OUR HOTTEST NICHE PROGRAMS DURING THE GLOBAL PANDEMIC 
MORE COMING SOON!
    • 24 MONTH BANK STATEMENT PROGRAM

      24-month Bank Statement loans to 85% LTV O/O and 80%

    • MORE COMING SOON

     CORE PROGRAMS
    WE HAVE HUNDREDS OF PROGRAMS TO MEET YOUR NEEDS; BELOW ARE SOME OF OUR MOST POPULAR.

                    LOAN AMOUNTS: $250K-$15M+

    • NO TAX, INCOME, OR ASSET DOCS
    • NO MINIMUM FICO
    • NON-OWNER OCCUPIED ONLY
    • STATED 1003 INCOME
    • PURCHASE OR CASH OUT REFINANCE
    • FAST APPROVALS/ FAST CLOSINGS
    • LOANS NATIONWIDE
    • RESIDENTIAL (SFR, Condos, Townhouses, 2-4
                 Units) and INCOME-PRODUCING
                 COMMERCIAL (Multifamily, mixed-use,
                 office and retail)
    • 6 MONTHS-30 YEAR OPTIONS
    • FORECLOSURE BAILOUTS/BANKRUPTCY
                 BUYOUTS AVAILABLE
    • LESS THAN TWO MONTH CURRENT
                 APPRAISALS CONSIDERED
    • APPRAISAL REIMBURSEMENT SPECIALS
    • INTEREST ONLY LOANS
    • FLEXIBLE, CREATIVE FINANCING

     

            All funding, credit, operational decisions and
             processes are performed within the lending
                                 institution, in-house.

                       LOAN AMOUNTS: $250K-$15M+

    • STATED 1003 INCOME
    • PURCHASE OR CASH OUT REFINANCE LOANS     
    • NATIONWIDE
    • FAST APPROVAL/FAST CLOSINGS
    • UP TO 80% LTV
    • RESIDENTIAL (SFR, Condos, Townhouses, 2-4
             Units) and INCOME-PRODUCING
             COMMERCIAL (Multifamily, mixed-use,
             office and retail)
    • 6 MONTHS TO 30 YEAR OPTIONS AVAILABLE
    • LESS THAN TWO MONTH CURRENT
             APPRAISALS CONSIDERED
    • APPRAISAL REIMBURSEMENT SPECIALS
    • INTEREST ONLY LOANS                                                 
    • FLEXIBLE, CREATIVE FINANCING

     

             All funding, credit, operational decisions and
             processes are performed within the lending
                                 institution, in-house.

    Don’t let capital constraints hold you back from doing 2, 3, even 4 times as many deals. With a Preferred Line of Credit, you’ll have confidence and strength in negotiating multiple deals all at once! 


    This is short-term real estate funding for real estate investors looking to acquire and renovate distressed Residential real estate from single family, multi-family, new construction to apartments up to 100 units.


    • Fund up to 100%!

    • New Construction | Fix/Flip and Fix/Rent | Cash
                     Out Refinance

    • Proof of funds for all offers.

    • Line of credit facility from $500,000 to $20
                    million+.

    • Interest rates from just 8.49%.

    • Length 12 - 24 Months

    • Reduced due diligence fees.

    • Reduced origination points paid per closing.
                    On average, 50% reduction in points.

    • Ability to cross-collateralize.

    • FAST underwriting.

    • Exit Strategy: Sale or Refinance

    • Only go through underwriting once; enjoy
                    quicker closings

    • Within the Line of Credit, you’ll take out each
                    loan based on the deals/properties that
                    you’re looking to finance. 

    • Complete multiple projects simultaneously, up
                    to your full credit line amount

    • Whatever funds are left after completed
                   projects, you have the option of using the
                   funds for another project or use the
                   remaining balance to pay down the
                   principal amount of the mortgage.


                      LOAN AMOUNTS: $250K-$10M

    • DOWN TO 650 FICO FOR BLANKET PORTFOLIO
                   LOANS
    • DOWN TO 550 ON SINGLE RENTAL LOANS
    • EASY QUALIFYING DOCS
    • REFINANCE MULTIPLE PROPERTIES UNDER
                   ONE LOAN
    • UP TO 75% LTV OF AS-IS VALUE (PORTFOLIOS)
    • HIGHER LTV GRANTED ON SINGLE RENTALS
    • FAST CLOSINGS/FAST APPROVALS
    • SUPER COMPETITIVE RATES
    • FLEXIBLE OPTIONS
    • SFR, 1-4 UNIT, MULTIFAMILY, COMMERCIAL
    • PERKS FOR SEASONED INVESTORS
    • FOREIGN NATIONALS WELCOME

                        LOAN AMOUNTS: $250K-$10M

    • ASSET-BASED
    • DOWN TO 550 FICO
    • NON-OWNER OCCUPIED ONLY 
    • UP TO 90% OF YOUR PURCHASE PRICE
    • UP TO 100% OF YOUR REHAB COSTS
    • FAST CLOSINGS/FAST APPROVALS
    • SUPER COMPETITIVE RATES
    • FLEXIBLE OPTIONS
    • NO PREPAYMENT PENALTIES
    • SFR, 1-4 UNIT, MULTIFAMILY, COMMERCIAL
    • PERKS FOR SEASONED INVESTORS
    • INTEREST ONLY LOANS

                       LOAN AMOUNTS: $100K-$5M 

                       (more for multi-phase loans) 

    • EASY, QUALIFYING DOCS
    • NO MINIMUM CREDIT SCORE
    • WE TAKE A-D PAPERS
    • WE CAN FUND 3X-5X MONTHLY BUSINESS
                   DEPOSITS
    • WE TAKE 2ND – 4TH POSITIONS
    • WE OFFER 6-36 MONTH TERMS
    • WE TAKE NSF’S AND NEGATIVE DAYS
    • VERY SMALL INDUSTRY RESTRICTIONS
    • WE TAKE STACKED MCA’S / CASH ADVANCES
    • WE ARE NOT A MERCHANT CASH ADVANCE
                   COMPANY
    • USE YOUR PRIMARY RESIDENCE, A RELATIVE’S,
                   OR EVEN A FRIEND’S PROPERTY FOR
                   COLLATERAL ON YOUR LOAN
    • WE ACCEPT RAW-LAND AS COLLATERAL (1ST
                   POSITION ONLY, NO 2ND’S)
    • WE WILL GO UP TO 5TH LIEN POSITION ON
                  COMMERCIAL, INDUSTRIAL AND
                  RESIDENTIAL PROPERTIES, AS LONG AS
                  THERE’S ENOUGH EQUITY
    • WE DON’T CARE ABOUT PAST BANKRUPTCIES
    • YOU CAN PAY OFF YOUR ACTIVE TAX LIENS
                 THROUGH YOUR LOAN PROCEEDS

                            LOAN AMOUNTS: $75K-$1M

    • A-D PAPER
    • NATIONWIDE
    • ANY POSITIONS FUNDED!
    • NO UPFRONT COSTS, OR HIDDEN FEES.
    • EASY, QUALIFYING DOCS AND MINIMAL
                 CLOSING STIPS
    • DOWN TO 510 FICO
    • APPROVALS WITHIN 3 TO 24 HOURS
    • SAME DAY OR NEXT DAY FUNDING IN MOST
                 CASES
    • FUNDING USUALLY, IN AS LITTLE AS 24 HOURS
                 TO 2 BUSINESS DAYS
    • SOFT CREDIT PULLS
    • TERMS UP TO 15 MONTHS
    • EASY TO MANAGE DAILY & WEEKLY PAYBACK
                 OPTIONS
    • ABILITY TO GET ADD ON FINANCING, INSTEAD OF RENEWALS, SAVING YOU THOUSANDS OF
                 DOLLARS
    • OFFER BUYOUTS  UP TO 3
                 ADVANCCES/MERCHANT MUST BE CLOSE
                 TO NETTING 50% AFTER BUY OUT
    • CAN DO HIGH-RISK LOANS, LIKE:

             Construction Companies (Minimum $20k Deposits), Trucking/Transportation (Minimum $20k
              Deposits) Staffing Companies/Property
        Management/Travel and Tours, High-End Strip
     Clubs and others, if deposits exceed $150k/month

                          

                                Qualify EASILY, with:


    • NO NSF'S OR LESS THAN FIVE NSF DAYS PER
                 MONTH
    • NO DEFAULTS ON PRIOR ADVANCES
    • MINIMUM $15,000.00 AVERAGE IN DEPOSITS

    PROPERTY TYPES

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